Allowance that lasts the whole month.

Parents send rupiah once. It arrives split into envelopes, and each envelope opens one week at a time.

Food
$400
$100 every Monday
Transport
$150
$37,50 every Monday
Study
$150
$37,50 every Monday
Everyday
$200
$50 every Monday
Emergency
$100
Locked

Four Mondays, four shares.

An envelope never hands over the whole month. Food releases $100 on arrival and $100 on each of the next three Mondays, so week four is funded before week one begins.

Mon, 28 Sep
$100
Released on arrival
Mon, 5 Oct
$100
Released
Mon, 12 Oct
$100
Opens on Monday
Mon, 19 Oct
$100
Opens in two weeks

The card knows which envelope pays.

You never choose at the till. The kind of shop decides, and if that envelope is short, Everyday pays instead.

Supermarket
Food pays
Tram and train
Transport pays
Bookshop
Study pays
Cinema
Everyday pays
Gambling site
Declined

Emergency needs a second yes.

The Emergency envelope stays shut until a trusted person approves with a fingerprint or face. If they can't answer, it opens by itself after 48 hours.

Example: Raka asks Mama to open $70,00 from Emergency.

Mama sees totals, not receipts.

Parents pay in rupiah by bank transfer and see what is left in each envelope. Where the money was spent stays with the student.

They see an alert in the app when an envelope runs low, a blocked purchase is tried, or Emergency is requested.

Food
$244,61
Transport
$101,25
Study
$105,00
Everyday
$109,00
Emergency, locked
$100,00

From invite to first allowance in minutes.

1
Set your envelopes
Create a passkey and choose how each allowance is split.
2
Invite your parent
Send one link by WhatsApp. They create their own passkey.
3
Rupiah in, envelopes filled
They pay by bank transfer in rupiah. It arrives already split.

Questions people ask.

Where is my money kept?

As digital dollars, held under envelope rules that are public, so anyone can check that they do what this page says.

Where does the card work?

In shops and online, wherever cards are accepted. Each payment is taken from the envelope that matches the kind of shop.

Why is my balance in dollars?

The rupiah is converted once, on the day your parent pays. After that the amount stays the same, whatever the exchange rate does.

Can my parent see what I buy?

No. They see each envelope's total and alerts in the app, for example when a blocked purchase is tried. They never see the shop.

What if my trusted person doesn't answer?

The Emergency envelope opens automatically 48 hours after you ask.

What if I lose my phone?

Your passkey is saved in your phone's password manager, so it comes back when you sign in on a new phone. If the passkey itself is lost, your trusted person can approve a new one, which takes 48 hours.

Give the allowance a plan.

Open the app
Scan to open on your phone
Amplop is open source under the MIT licence.
Preview version: payments run in test mode and the card is a demo card. Amplop is not a bank.